All aboard the money train!

We are starting the year off strong, so let's get right to it!

denisvrublevski, ThinkStock

Our 2016 52-Week Money Challenge starts now, and by the end of the year, you should have $1378 (more if you really push yourself!)

I'll be doing this year's challenge backwards, which gets the hardest part of it out of the way while we're still highly motivated, and also makes it really easy to stick with when the holidays come around and money gets tight.

For now, we focus on week one, which means $52 need to go into your savings. (I know some of you might like to look at cash piling up in a pretty Pinterest-style jar, but...you don't collect interest that way. I put my money in a separate savings account that I don't touch! That said, do you.)

Let's go!

Laurie Cataldo, Townsquare Media